Insurance Buying Checklist

• Start by understanding your current personal insurance needs and your financial situation. The insurance companies and insurance agents in our network are professionally trained, ready and willing to help at your request.

• Obtain multiple insurance quotes for life insurance, health insurance, auto insurance, home insurance or long term care insurance to compare the benefits, exclusions, coverage, and premiums.

• Verify that the insurance companies providing your insurance quotes are financially stable, secure and reputable. We screen the insurance companies and agents in our network to ensure you receive insurance quotes from quality, reputable companies.

• Don't make quick decisions. Obtain a copy of the insurance policy and compare the coverage, exclusions, restrictions and premiums with the other insurance companies.

• You don’t need to purchase multiple insurance policies for additional coverage. Usually, you just need one good life insurance, car insurance, long term care insurance, home insurance and life insurance policy.

• When shopping for insurance, be sure your information and application are complete and accurate. It’s critical to be honest when answering all questions on your insurance application.

• Never pay for your insurance policy in cash. It is recommended that you write a check payable to the insurance company selling the policy.

• You should receive your insurance policy within 60 days of applying for coverage. Contact your insurance agent or the insurance company if you do not receive the insurance policy within 60 days. Usually, insurance companies and agents mail the policies to reach you on time. Our insurance agents will be able to fax or e-mail bindable insurance quotes to you today.

• When you receive your insurance policy, read all the terms and coverage to make sure everything is correct. If the information in the insurance policy is incorrect or confusing, simply contact your insurance agent or the insurance company for clarification.