Life Insurance Policy Riders
Life Insurance Policy Riders are available on most term life insurance and whole life insurance policies. "Riders" are a type of life insurance added to the policy for an additional cost.
Types of Policy Riders
Accidental Death
Accidental death rider is a provision in a whole or term life
insurance policy for payment of an additional death benefit if death
is caused by an accident. This type of life insurance coverage is sometimes
called double indemnity.
Disability Waiver
A disability waiver is a feature added to some whole or term life
insurance policies providing for the waiver of premium payments, and
sometimes monthly income if the policyholder becomes totally and
permanently disabled.
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Life Insurance Policy Riders
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