Life Insurance Policy Riders

Life Insurance Policy Riders are available on most term life insurance and whole life insurance policies. "Riders" are a type of life insurance added to the policy for an additional cost.

Types of Policy Riders

Accidental Death
Accidental death rider is a provision in a whole or term life insurance policy for payment of an additional death benefit if death is caused by an accident. This type of life insurance coverage is sometimes called double indemnity.

Disability Waiver
A disability waiver is a feature added to some whole or term life insurance policies providing for the waiver of premium payments, and sometimes monthly income if the policyholder becomes totally and permanently disabled.

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